Telephone Use Agreement
Last Updated: July 1, 2025
Please read this Telephone Use Agreement (the “Agreement’) carefully. This Agreement sets forth a legal agreement between you (“you” or “your”) and Trovy Technologies, Inc. (“Trovy”), its subsidiaries and affiliates, and/or service providers (collectively, “Trovy”, “we”, “us” and/or “our”) regarding how we communicate with you. This agreement applies to both transactional and marketing text messages or voice calls. By using our website and/or mobile application (collectively, the “Site”), you agree, on behalf of yourself and others who use any Trovy Services under your account, to the following conditions. Trovy may, from time to time, modify the Agreement. Please check this Agreement periodically for changes. Your continued use of Trovy Services after the changes become effective constitutes your binding acceptance of such changes.
By providing us with a telephone number or email address, including a mobile telephone number (telephone number and email address (to the extent an email is connected to a text-messaging feature on your device) collectively “telephone number”), you expressly consent to receive recurring and/or prerecorded communications from us at that telephone number, including communications made by use of an automatic telephone dialing system (“ATDS”) for account-related purposes, including identity verification and fraud detection. You acknowledge and agree that the communications may be transmitted to you by various means, including, but not limited to, live telephone calls, pre-recorded or artificial voice messaging calls, text messages, and/or calls made by an ATDS from us or our agents or contractors.
This express consent applies to every telephone number that you provide to us now or in the future. You will notify us immediately if you change or surrender any telephone number you have provided to us. You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service providers for the duration of your business relationship, to help them identify you or your wireless device and to prevent fraud.
Message and data rates may apply. We, our service providers, and the wireless carriers are not liable for undelivered or delayed text messages. Please consult your wireless provider with any questions about your text or data plan. You can cancel text service at any time. If you want to opt-out of text messages from a certain phone number, text “STOP”, “CANCEL”, “END”, “QUIT”, OR “UNSUBSCRIBE” in response to that respective message. We will send you a text message to confirm that you have been unsubscribed. Text “HELP” in response to a message from us if you want more information about messages. You can also contact us for help in your Online Account or by telephone at (833) 987-6890, however you must use the text opt-out process described above to no longer receive text messages. We do not accept text message opt-out requests via US mail or other delivery service.
You are not required to accept periodic automated marketing messages from us. We will request your express written consent prior to contacting you by telephone for marketing purposes; your consent is not a condition of purchase.
Please read the Trovy privacy notice at: https://www.trovy.com/privacy-policy, which also governs your use of Trovy Services.
©2025 Trovy Technologies, Inc.
Trovy Lending Co. dba Trovy. 1460 Broadway, New York, New York 10036. (833) 987-6890 support@trovy.com I NMLS #2676733. For licensing information, go to www.nmlsconsumeraccess.org. Equal Opportunity Lender. The Trovy Card is issued by Cross River Bank, Member FDIC, pursuant to a license from Mastercard.