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Introducing The 1Loan From Trovy

1Loan is the smarter
way to ReFi

  • The power of a mortgage refinance with the flexibility of a HELOC
  • Fund in as fast as 15 days - faster than conventional process
  • Borrow again when you need it with redraw flexibility
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Take cash out via ACH
Finance in as fast as 15 days
Coming in Late 2025

For the savvy homeowner

1Loan is designed for savvy homeowners who want to refinance high-interest mortgage debt and unlock flexibility for the future.1

Refinance fast, without mountains of paperwork

Avoid the delays of traditional mortgage refis. 1Loan offers a streamlined process built for speed, not red tape.

Access to your equity even after refinancing

1Loan is a HELOC that allows you to draw additional funds on day 1 of your refinance, and redraw as you pay your loan back. Draw funds anytime—via ACH.

Go big with jumbo and non-QM refinance options

Borrow up to $2 million—both conforming and non-conforming agency loans qualify for 1Loan refinancing.

the lower rates of a refi. The flexibility of a line of credit.

1Loan puts your home equity to work, your way.