©2026 Trovy Technologies, Inc.
Trovy Lending Co. dba Trovy. 1460 Broadway, Suite 10000, New York, New York 10036.
(833) 987-6890 support@trovy.com I NMLS #2676733. For licensing
information, go to www.nmlsconsumeraccess.org.
The Trovy Card is issued by Cross River Bank, Member FDIC, pursuant to a license from Mastercard. Equal Housing Lender.
The Trovy HELOC Card is currently available in AL, AZ, CA, CO, FL, IA, ID, IL, IN, KS, MI, MN, MS, NC, NE, NJ, NM, OH, OK, OR, PA, TN, UT, VA, WA, and WI. Check back soon for more states!
The Trovy HELOC Card is a credit card linked to a home
equity line of credit (HELOC). It allows homeowners to tap
into their home equity and make purchases just like with a
traditional credit card—while benefiting from the lower
interest rates of a HELOC.
*Offer expires 3/31/2026. You must initiate your cash
advance or balance transfer before 11:59 PM PST on March 31,
2026 to be eligible for discounted draw fees. The fee
reduction will equal 33% of the standard fee amount that is
permitted in your state, as outlined in your signed HELOC
agreement. For example, if your draw fee is typically 2.99%,
the reduced draw fee applied would be 2%.
